How to Pay for Unexpected Vet Bills in Amherst, NS: Humm Financing and Payment Options

Pets have a way of getting sick or hurt at the least convenient time. When your dog needs surgery or your cat needs urgent care, the last thing you want is to feel stuck between your budget and your pet's health.

At Cumberland County Animal Hospital in Amherst, Nova Scotia, we understand that veterinary care is an important investment in your pet's health. This guide explains how payment works at our hospital, how Humm financing can help you spread out the cost of care, and how to prepare before you ever need it.

How payment works at our hospital

• A detailed estimate first. If your pet requires treatment, we provide a detailed estimate and review the options with you. Together, we decide what works best for you and your pet before any procedure begins.
• Payment at the time of service. To keep treating patients and maintain our hospital's high standards, payment is due at the time of service.
• Ways to pay. We accept VISA, MasterCard, American Express, Debit and Cash.
• Financing. Eligible clients can use Humm to pay for care over time.

What is Humm financing for vet care?

To give our clients more flexibility, we offer payment plans through Humm. Here is what you should know:

• Humm offers financing for veterinary care of up to $30,000.
• Our 6 and 12-month zero-interest payment plans are available on eligible purchases.
• Repayment options are flexible.
• Eligible clients can apply online in just a few minutes.
• You can receive a credit decision in as little as 7 minutes.
• A soft credit check is required.

How to apply for Humm financing

1. Visit our financing page and select the option to apply.
2. Complete the short online application. It takes just a few minutes.
3. Receive your credit decision, often in as little as 7 minutes.
4. Talk with our team about your pet's estimate and the payment plan that fits your situation.

Have questions about whether a treatment is eligible? Call us at (902) 612-2520 and our team will help.

When financing can help

Financing can make it easier to say yes to the care your pet needs, when they need it. Some examples include:

• Urgent care for injuries, sudden illness, breathing trouble or pain
• Spay and neuter surgery and mass removal surgery
• Dental care, including dental x-rays
• Diagnostics such as blood work and digital x-rays
• Ongoing care for senior dogs and cats

Tips to prepare for unexpected vet costs

• Learn about financing before an emergency. Knowing your options ahead of time takes some stress out of a hard day.
• Keep up with preventive care. Wellness exams, vaccinations and parasite prevention help us address health concerns early, before they escalate.
• Ask questions about your estimate. We are happy to review options with you so you can make the choice that is right for your family and your pet.
• Keep your information current. Use our Pet Portal to keep your contact details up to date and check vaccination due dates.

Common questions about paying for vet care

Does Cumberland County Animal Hospital offer payment plans?

Yes. We offer payment plans through Humm, with financing for veterinary care of up to $30,000 and 6 and 12-month zero-interest payment plans on eligible purchases.

How long does it take to get approved for Humm?

Eligible clients can apply online in just a few minutes and receive a credit decision in as little as 7 minutes. A soft credit check is required.

What payment methods do you accept?

We accept VISA, MasterCard, American Express, Debit and Cash. Payment is due at the time of service.

Will I know the cost before treatment starts?

Yes. If your pet requires treatment, we provide a detailed estimate and review options with you before beginning any procedure.

Questions about the cost of care?

Cumberland County Animal Hospital is a CVMA and NSVMA accredited hospital at 16 Ancestral Drive in Amherst, Nova Scotia, open Monday to Friday from 8:00am to 6:00pm. To learn more about payment options, call (902) 612-2520 or visit our financing page to apply for Humm. New to our hospital? Start with our guide for your pet's first visit.